Most people ( including me) aren't going to be able to reload during a firefight. Not very many people put the time in at the range to make it a perfect habit. Plus, just because you can reload at the range, doesn't get you up for par for the real thing.
Experts say you will use what is in and on the gun.Thats true, If you an expert. Chances are you will be fine with what you have in the gun.
Novaking